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“While having to make a claim on a trip means that something went wrong, there are a few steps travelers can take to ensure the claims process goes better than the trip mishap,” says James Sion, chief operating officer of Generali Global Assistance Travel Insurance.

Generali just released its 2018 travel and insurance trends report, which shows that for the year, the average cost of a trip that travelers insured was $1,976 – an increase of 5% from the previous year. The average premium remained the same as in 2017 — $139 per trip.